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About Christian Healthcare Ministries (CHM)
Founded in 1981, Christian Healthcare Ministries (CHM) is the original health care sharing ministry for Christians. As a nonprofit, CHM operates on a health-cost-sharing model, where members help cover each other’s medical expenses in a spirit of faith and community.
One of the most appealing aspects of CHM is its flexibility—you can join at any time and cancel whenever you choose. There’s no risk in exploring this trusted nonprofit alternative. Unlike many other health sharing organizations, CHM does not adjust pricing based on age, health status, weight, or location. In contrast, programs like Medi-Share and others often charge higher rates for older individuals, those with pre-existing conditions, or based on ZIP code.
To date, CHM members have shared over $1 billion in medical bills, demonstrating both the generosity and reliability of the ministry. CHM is a recognized 501(c)(3) tax-exempt organization, committed to transparency and service.
A Word About Other Health Sharing Ministries
While many new health sharing ministries and insurance alternatives have emerged in recent years, not all are created equal. Some lack long-term financial stability and operate with complex terms that resemble traditional insurance—filled with exclusions and hard-to-understand contracts. Additionally, many spend heavily on advertising rather than member care.
CHM stands apart with its proven track record, member-first approach, and commitment to Christian values. We encourage you to compare for yourself—you may be surprised by the savings and simplicity CHM offers.
