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Personal responsibility (PR)
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All three participation levels are for medical cost exceeding your personal responsibility amount (It's like your insurance deductible):

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  • $1,000 Gold plan

  • $2,500 Silver plan, per medical event

  • $5,000 Bronze plan, per medical event

What is a medical event?

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Each program has a per-illness limit of $125,000, this limit can be exceeded if you have Brother’s Keeper program (The Gold plan combined with the Brother’s Keeper program has a no limit amount per eligible illness!

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Brothers Keepers program cost only $22 per person per month.

The Gold plan has a $1,000 'deductible' once your bills are over $1,000 for a covered medical event. You can not submit a bill to CHM for a medical event costing less than $1,000

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