Personal responsibility (PR)
All three participation levels are for medical cost exceeding your personal responsibility amount (It's like your insurance deductible):
$1,000 Gold plan
$2,500 Silver plan, per medical event
$5,000 Bronze plan, per medical event
Each program has a per-illness limit of $125,000, this limit can be exceeded if you have Brother’s Keeper program (The Gold plan combined with the Brother’s Keeper program has a no limit amount per eligible illness!
Brothers Keepers program cost only $22 per person per month.