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What is not covered by CHM?

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Like most alternative and commercial insurances, the following is not covered by Christian Healthcare:

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• Any bills before you join are not covered

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• Dental expenses, unless related to a medical event/incident

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• Regular doctor/specialist visits, unless related to a medical event/incident under $1,000 after self pay discount.

       See also: What to do when you need to see the doctor

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• Medical transportation (ambulance ground or air), unless in a life threatening emergency

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• Medicine, unless related to a medical event/incident.

       See also: What to do when you need medicines

 

• ​Just like most regular commercial insurances, the following items are also not covered: 

  • Fertility, Gestation, Surrogate or Sterilization procedures/treatments, regular dental, vision, audiological expenses, cosmetic surgery, weight reduction, chiropractic and alternative treatments/medicines.

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Vision and Dental options: click here

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Pre-existing conditions covered! Click here

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What is a Medical Event/incident?

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I recommend you read the CHM Guidelines for a full understanding of what is covered and what is not. For more information or any questions you can always contact us.